Tag Archives: plan

why do the seed’s not grow?

you cee, I was sitting in my room hungry the other day and I came up with a plan to stop it.

i was gonna eat a apple seed the same way you do pilles and grow a apple tree in my belly so i would never bee hungy again bught its not working

i dont know whata to do

should i water it?

Is it acceptable to create a “background information” section in a business plan?

As part of the enterprise development module, my group is required to write a business plan. We’re using a template from a former student to create our own business plan. The former group’s structure is as follows:

Mission Statement
>
Vision Statement
>
Value Statement

Since a mission statement is a brief summary of the purpose of the business, a vision statement is how the business is to be in the future, and a value statement is about communicating how the business is viable, I can’t find a space for my introduction… Here check out what I’ve written:

Mission Statement
“To facilitate the breeding of healthy native bee colonies in Northern Ireland, which are free from varoosis and other maladies caused by the importation of foreign honeybees.”
Background Information
In recent years there has been a catastrophic decline in the number of honeybees in Northern Ireland due to drastic ecological climate changes; queen bees can only reproduce on the wing outside the hive, but with heavy weather conditions this has posed impossible. Our local beekeepers have had little choice but to import honeybees from other European Union states, Hawaii and South Island, New Zealand. The importation resulted in terrible consequences. Vast numbers of wild bee colonies in Northern Ireland now carry the ‘Varroa Destructor’, an external parasitic mite that attaches to the body of the bee and weakens it. In the process it spreads RNA viruses, which can wipe out entire bee colonies if the infestation is significant. Furthermore, inter-breeding brought about ‘mongrel bees’, which possess undesirable traits such as being unproductive, unthrifty and unsuited to cope with the vagaries of the climate.

Does it read well? I hate using the “background information” title as it doesn’t follow the style of a business plan. Would it be wrong to create a “preface” or “introduction”?

WHERE TO OBTAIN OR MAKE A BEE HIVE SUIT ?

I PLAN ON SETTING UP A COUPLE OF BEE HIVES IN MY BACK YARD FOR MY FAMILY’S PERSONAL USE .
I plan on obtaining & setting up only 2 boxed hives or containers (nests?) .
So would a regular standard jump suit provide enough STING protection ?
plus the head & facial head gear ?
Where could i obtain these items at a low cost ?
note; I am on a old folks closed income …………….
Thank You .
Debby Jo

Looking for simple top bar hive building plan?

Hi, i’m looking for easy plans for making a simple top bar honey bee hive.

Retirement Plan? I am only in high school, I need advice?

Hi everyone, i’m only a junior in high school and my finance right now just started her first year in college. Our plan is to retire by the age of 55 and live like kings and queens in the Philippines. I read an article that the cost of living (houses, food, etc), is a lot cheaper in the Philippines that the U.S, so here is my plan.

We are both going through a 6 year pharmacy program. For me, I am estimated at around $37,230 a year for six years, which will lead us into around $224,000 in debt of student loans. As for my wife, her parents are paying for her education so that’s good for us.

As pharmacists, we’ll probably make around $80,000 – $100,000 starting salary at the age of 23-24. But with taxes that cut 30% of our salaries, we will be making around $40,000 – $50,000 each per year.

We will most likely be living in Orlando, Florida because I don’t mind at all, and she loves it there. I researched how much a 3 bedroom and 2 bathroom town house was, and it is $89,000, which is around $530 a month for 19 years (228 months) which is perfect because we would want to retire in 30-35 years (age 50-55).

This is the Town house :)
http://www.homes.com/listing/123349357/9731_Biscotti_Ave._ORLANDO_FL_32829 <—- there's the link

Anyways, to achieve the $1,000,000+ in retirement money, we need to live humble.

We would make $1,292 each per week, and $5,168 each per month with our salaries. So every month, we'll have about $10,000 together from our paychecks.
I researched how much everything would cost a month and here are the estimates:

Condo: $530
Food/Groceries: $900
Cell Phone (T-Mobile b/c it's cheap): $200
Car Insurance (for 2 cars): $300
Car Payment (Jetta & w/e): $600
Utilities (Water, Electricity, A.C): $300
Gas: $240
Kids Education (If we want kids): $500

Monthly Total of everything: $3,570

If we make $10,000 a month from pharmacy, and subtract our monthly total of $3,570, we'll have $6,430 left over.

From the $6,430, we'd have to save up for retirement, debt, emergency, and vacation,
so here is the list:

Retirement: $2,250
Student Debt: $2,250
Emergency: $500
Vacation: $250

Monthly Total of everything: $5,250

So we would have $1,180 left. With that we can use for furniture, entertainment, dates, kids, whatever. Everything that I estimated would be our budget, so if we go under, we can save even more and retire with more money.

So from 23-24 years old to 33-34 years old, our goal is to save up atleast $2,500 a month for retirement for the first ten years. This will help us save $30,000 a year and we'll have $300,000 saved up for retirement.

So the next 10 years, age 33-34 to age 43-44, we can save up atleast $4,500 a month for retirement because no more student debt. This is $54,000 a month. And in ten years, it'll be $540,000.

So after 20 years, we'll have over $800,000 saved up, plus interest we gain from savings account and CD's. So we'll have probably have around $900,000 – $1,000,000! And add another 10 years, we'll have above $1,000,000 atleast. We'll have no debt, our kids education will be paid for, we have vacation money, and we'll have enough money for whatever!

***By the way, when our $89,000 town house is fully paid for after 19 years, I plan to buy a $390,000 house in the Philippines, putting atleast 95% down payment on the house from our savings.This will reduce our savings by a huge margain, however, we'll still be working in the U.S for another 10 years, so we'll get back the money.

Any advice or flaws in this plan? Please be honest, thank you! I know the inflation rate every year will probably rise 2%, I plan to open a Roth IRA, 401 K, and probably invest more on Blue Chip Stock that will have an anuual return of atleast 2%. Also, i'll probably open up Certificate of Deposits (CD's) every year to help increase savings.
I will be receiving financial aid and scholorships from Northeastern University so that debt won't be $230,000.